Welcome to this charming 4-bedroom, 1.5-bath home in the desirable Pine Forest community of Matthews, NC — with NO HOA! Just minutes from the scenic Four Mile Creek Greenway, this well-maintained home offers a blend of comfort, convenience, and modern updates. Updates include a brand-new HVAC system, paint, and stylish new light fixtures throughout. Situated in one of the quietest sections of the neighborhood with minimal traffic, this property provides a peaceful setting while remaining close to everything you need. Additional features include a storage shed/workshop, a covered carport, and a spacious fenced backyard that's perfect for pets, entertaining, and weekend cookouts.The encapsulated crawl space helps protect against moisture, mold, and musty odors, offering added peace of mind. The easy-to-maintain landscaping allows you to spend more time enjoying your home and less time on yard work.Conveniently located with quick access to I-485 and US Highway 74, Matthews Elementary School and nearby shopping, including a new Trader Joe’s opening in the near future, dining, healthcare facilities, and everyday conveniences. Don't miss this opportunity to own a move-in-ready home in a convenient Matthews location with no HOA restrictions!