Experience the best of Lake Norman living in this charming A-frame home located in the highly sought-after Bahia Bay community in Cornelius. Offering community lake access, a private boat launch, swimming area, dock, picnic area, and incredibly low HOA dues of just $75 per year, this property delivers an exceptional waterfront lifestyle without the waterfront price tag. This unique 3-bedroom, 2-bath home is filled with character and natural light, featuring a soaring two-story great room with skylights and a cozy wood-burning fireplace. The bright, functional kitchen offers ample cabinetry and workspace, while new tile flooring throughout the foyer, great room, and kitchen adds modern appeal. The inviting sunroom overlooks the backyard oasis complete with an in-ground pool, creating the perfect setting for entertaining, relaxing, or enjoying warm Carolina evenings. Upstairs, you'll find a spacious bedroom and versatile loft area ideal for a home office, reading nook, guest retreat, or additional living space. A secondary bedroom and upgraded full bath on the main level offer convenience and flexibility for everyday living. Extensive updates provide peace of mind, including a new roof and gutters on the main house (2024), new sunroom roof (2025), new pool liner and pump (2025), brand-new water heater and stove (2025), updated ductwork (2019), septic tank replacement (2015), and a sealed crawlspace with dehumidifier. The home has been recently inspected, with major repairs completed, and includes a transferable home warranty. A detached two-car garage provides excellent storage, workshop space, or room for recreational equipment. Whether you're searching for a primary residence, weekend getaway, Lake Norman vacation home, or long-term investment property, this home offers outstanding versatility and value. Conveniently located just minutes from shopping, restaurants, marinas, and I-77, this is a rare opportunity to enjoy the Lake Norman lifestyle with boating, swimming, and outdoor recreation right at your doorstep.