Beautifully designed two-story townhome offering a perfect blend of modern style, comfort, and low-maintenance living. NO HOA!! This property qualifies for the CHIP (Community Homeownership Incentive Program) up to 100% financing, no PMI, and closing costs. Welcoming covered entry leads into a bright foyer with durable flooring and a convenient staircase to the upper level. The open-concept main living area is filled with natural light and seamlessly connects the spacious family room, dining area, and stylish kitchen—ideal for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, subway tile backsplash, modern cabinetry, and a large center island with seating. Upstairs, the home offers a spacious primary suite with abundant natural light, a spa-like bath with dual vanity, walk-in shower, and a generous walk-in closet. Secondary bedrooms are well-sized with flexible use for guests, office space, or hobbies, and share a full bath with a tub/shower combination. Additional highlights include a convenient upper-level laundry area and versatile landing space perfect for a small workspace or reading nook.